In the absence of an allowance or agreement, the minimum remuneration and the conditions of the legislation apply. Ambulance insurance is a type of insurance that covers your expenses if you need to call paramedics and be taken to the hospital by ambulance. Learn more about salaries and conditions without bonuses and without an agreement Learn more about registered agreements, including where to find one and how to create one. In other words, you can get better overall value for money by getting hospital coverage that can also cover for calls and ambulance trips. Check that an employee does not have bonuses and agreements – see how this affects payment and terms. There are over 100 industry and professional awards that cover most people who work in Australia. This means that many employees who are not covered by an agreement are most likely covered by a bonus. Medicare does not cover the cost of emergency transportation or other ambulance services.. . . .